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What are your loan amounts and terms?

We can source a loan from our partners ranging from between $5,000 to $400,000 in unsecured business funding to SMEs. The repayment terms are very flexible and depend on the monthly turnover of your business. Terms available range from 3 months through to 24 months.

How long does the approval process take?

The online application is easy and only takes minutes and your pre-approval will usually be given within 24 hours. (However, this time frame is dependent on receiving the required documents in a timely manner.)

How long before I receive the funding?

Once your application has been approved, we can have the funds in your account within 48 hours. If your case is urgent we will work out a solution that suits you.

Our partners have multiple products available:

Merchant Cash Advance for businesses that accept credit card/EFTPOS sales. Get access to a lump sum amount and repayments are then debited on a daily basis. No fixed monthly repayment requirements, this means your repayment will depend on your sales and cash available. This allows your cash flow to remain strong. Business Loan A suitable product for any business and doesn’t require credit card/EFTPOS processing. Get access to a required large amount and your repayments are debited on a daily basis. No fixed monthly repayment requirements, this means your repayment will depend on your sales and cash available. This allows your cash flow to remain strong.

What information we need from you

Bank statements for the last 6 months or 6-12 depending on your financial requirements Merchant statements for the last 4 to 6 months Driver’s license for the owner of the business Proof of ownership Business in operation for a minimum of 6 months. Minimum turnover of at least $6,000 a month.

What are the application costs?

Usually Zero. Some of our partners do not charge an application fee and you are under no obligation to take the loan that you are offered.

What industries do we lend to?

We support businesses from all industries.

Are there any restrictions on how I use the funds?

You can use the cash for any business purpose you like.
A few ways our customers have used the funds:

  • Improve cash flow
  • Pay off any expenses
  • Renovations
  • TAX or BAS payments
  • Purchasing stock
  • Marketing
  • Hiring extra staff
  • Upgrading equipment
What we offer that no one else can

Our partners are lenders that have established alternative lending for unsecured business funding in Australia:

  • Unsecured funding up to $400,000
  • Easy application process
  • Flexible repayment and renewal options
What is the interest rate payable?

We don’t use interest rates for funding solutions. Our partners however offer an agreed total payback amount. This amount depends on the type of business you operate and the term you require the business finance for. This way your business knows up front the total costs, allowing you to manage your cashflow effectively.

Contact Us

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